Social Security Benefits and Worker’s Compensation Benefits Q/A
Q: I am over 60, and disabled from an on-the-job injury. I was just awarded Social Security disability benefits, but those benefits are reduced by more than $1,000 per month because of my workers’ compensation benefits. Is this correct? Is there anything I can do about it?
A: Federal law requires Social Security to reduce your disability benefit if you are also receiving workers’ compensation benefits. However, if you are 62 years or older, you have another option. You can stop your disability benefit and opt to receive your early retirement benefits with no offset because of your workers’ compensation benefit. Once your workers’ compensation claim settles, you can then resume receiving your Social Security Disability Benefits with no offset. The law here is complicated. There are other factors that may influence your decision.
Contact a legal professional who understands both Social Security and workers’ compensation law to ensure that your disability benefits are not incorrectly reduced.